most recent 30 from http://www.ourluckydime.com 2010-08-01T04:27:07Z http://www.ourluckydime.com/feeds/tag/credit-card http://www.creativecommons.org/licenses/by-nc/2.5/rdf http://www.ourluckydime.com/questions/112/playing-the-credit-game Kyle Cronin 2009-10-14T16:50:52Z 2009-10-14T22:49:59Z

<p>For the past two years my father helped me establish some credit with a car loan. A month and half ago I applied for another one, transferring the existing loan to my sister. At that time I discovered that my credit score was 721, which qualified me for 5.5% interest on my new loan with a 3-year term at my local credit union.</p> <p>About two weeks ago I decided to also take the opportunity to get a credit card from the credit union at a rate of 7.9%, and I've started to realize that apart from paying/not paying on time, I have very little idea about what affects my credit score and/or my credit limit.</p> <p>I've heard that <em>canceling</em> a credit card, as opposed to <em>letting it expire</em> can be a black mark on your credit report. Is this true? What other pitfalls should I avoid?</p> <p>I'm planning on using my new credit card the same way I've been using my debit card - would a lot of little purchases be better or worse than a few large ones (as most people tend to do)? What sort of usage patters should I avoid?</p>

http://www.ourluckydime.com/questions/9/best-prepaid-by-paypal-credit-card Isaac Waller 2009-09-25T00:38:06Z 2009-10-09T07:23:08Z

<p>What's the cheapest virtual prepaid credit card that you can buy online electronically, pay with PayPal, and works in many online stores?</p>

http://www.ourluckydime.com/questions/6/best-credit-card-rewards-program sefner 2009-09-23T15:03:42Z 2009-10-02T21:06:08Z

<p>What credit cards are you using for rewards points of some kind and what are the best ones out there?</p>

http://www.ourluckydime.com/questions/26/us-credit-card-for-foreign-citizen-not-living-in-us Alex 2009-09-28T16:00:44Z 2009-09-30T01:07:11Z

<p>Is it possible to issue an US credit card for foreign citizen, not living in US? I need one at least for making purchases over internet on web sites accepting US credit cards only. Additional benefit could be gain creditability by US creditability authorities.</p>